Five Things You Need to Ask Before You Say “I Do”
By Leslie Eddington
New Year’s and Valentine’s Day are the most popular days
for “popping the question.” In fact, they are probably the most romantic
days to ask the most romantic, life-changing question. A girl’s life is
never the same if she says, “I do,” literally and metaphorically. But before
you say those two most important words, there are a few questions you need
to ask your husband to be.
FICA Scores – These
numbers can impact your ability to purchase a home or a car and even
secure affordable insurance for the two
Driving Record – Believe
it or not, your soon to be spouse’s driving record can not only impact
your ability to obtain affordable car insurance, but it can even impact
your credit rating (FICA Score). In VA, you inherit your spouse’s
driving record and that could be good news or bad news.
Student Loans – If his
loans are in default, this can impact your ability to get a loan to
purchase a home or car. There are too many stories of women who got
married only to find out too late that they couldn’t purchase a home
because their spouse owed $30,000 in student loans and he’s in default.
Inheritance – This may
sound crazy, but what happens if you come into a large sum of money the
first, second or even fifth year of your marriage? Will he have a legal
right to half of your inheritance?
Background Check – I saw
a talk show episode where a man had the host call his girlfriend to tell
her that he had spent 4 years in a prison upstate for drug trafficking
instead of working as he had originally told her. You do not want to be
told this kind of information on national television let alone after you
said, “I do.”
This may all seem a little
trivial or even petty, but the fact is, we see far too many women are
discovering these facts after the wedding. It turns out, Mr. Right was Mr.
Wrong. Don’t be afraid to ask the questions that could save you from
heartache and even more importantly, from having a bright, secure future.
Eddington; General Manager of Tiffanys Bridal in Richmond, VA.